Unlike other dealerships, we don't need to try to find financing for you by shopping your credit application out to a bunch of anonymous banks, and then waiting for those banks to get back to us. At Easton Motors, we finance 99% of our used car sales by ourselves, with what’s known as in-house auto financing. That means we don't hand off your loan application to a bank like other car dealerships do… we are the bank, and that means we get to make the decision about whose loan is approved.

That’s one of the many ways that we think we’re a little different than a lot of other used car dealerships, and—we hope—this makes it a little easier for our customers, too. In most cases, people know within an hour or less whether or not we can help them.

Why Easton Motors Doesn’t Work With Outside Lenders

We don’t work with outside banks (except in very rare cases) because most of the customers we serve have already been rejected by another dealership, or know that their credit is bad and need someone who’s used to taking bigger risks on car buyers. Most banks look at your past and make a simple yes/no decision about your loan. At Easton Motors, we're more interested in your future. We focus on your situation looking forward, and look for ways to get you financed that other dealerships (and banks) wouldn’t care about. Because we're one of the leading experts at in-house auto financing for people with credit problems, we know exactly what to look for when assessing a customer's situation—things that banks don't even know about. Every person is different, and if there's a way to make it work for you, we'll make it happen.

Additionally, because we don't shop your loan around to a bunch of banks, your credit report doesn’t suffer by making it appear like you're looking for money from anyone who will give it—which is exactly what happens when you buy from dealerships who don’t finance in-house. Best of all, unlike smaller dealerships or even Craigslist cars, each time you make an on-time payment to us, we'll report it to the credit bureaus, so you can start to establish a better credit rating immediately.

If you’d like to learn more about our financing process, or get ready for your upcoming appointment with a finance specialist, please give us a call at 877.254.6855, or simply fill out a credit pre-approval form, and someone from our staff will be in touch shortly.

Our History

We’re restoring Wisconsin’s credit one car loan at a time—through careful and deliberate lending policies that protect our communities from taking on debt and buying cars that will hurt their financial well-being. Established in Easton, Wisconsin in 1991, we’ve helped thousands of Wisconsin families restore their financial standing, and help them gain access to more and better lending for all of life’s purchases.

Since Lawrence Mead Jr. opened the first Easton Motors location in Easton, WI, we’ve expanded to five locations throughout Central and Western Wisconsin, our current branch offices and used car dealerships include Easton Motors of Adams, Easton Motors of Baraboo, Easton Motors of Beaver Dam, Easton Motors of Portage, and Easton Motors of West Salem. Each of our branches staff finance specialists and a handpicked assortment of our entire used car inventory. Easton Motors Finance Specialists are responsible for putting together our bad credit car loans to our qualified applicants, as well as helping interested drivers schedule test drives and ultimately choose the vehicle that best suits their budget, and needs

In addition to our five auto finance and car dealership campuses, we offer all drivers, whether they purchased a vehicle from us or not, ASE- certified car maintenance and wholesale tires at our CarQuest and Goodyear tire depot, located in the Wisconsin Dells.

Unlike many other small used car and Buy-Here Pay-Here dealerships, we mentor you throughout the entire life of your vehicle financing. Our interest rates are offered at four main tiers, and start as low as 4.99%, and are capped at substantially lower rates than the industry standard.

At Easton Motors, you’ll never have to wonder if your good loan repayment behavior is being reported to the major credit bureaus. We take care of all the paperwork so that your credit score improves with each payment you make. Over the years, our goal of serving Wisconsin drivers with bad credit and in need of a second--or third--chance has remained constant, and we are honored that you would choose to do business with us.

We look forward to serving you, and should you have any questions about our bad credit finance program, our used car selection, or our warranty or rewards program offers, please reach out to us via phone or email at info at eastonmotors.com